Payment Policy
Effective Date: [Insert Date]
At WRAPSNBAGS, we are committed to providing a seamless and secure payment experience for all our customers. This Payment Policy outlines the methods, terms, and conditions related to payments for orders placed with us.
1. Accepted Payment Methods
We offer multiple payment options to ensure a convenient shopping experience:
Credit/Debit Cards: We accept all major cards, including Visa, MasterCard, Maestro, and American Express.
UPI (Unified Payments Interface): Payments via UPI apps such as Google Pay, PhonePe, and Paytm.
Net Banking: Secure payments directly from your bank account.
Digital Wallets: Popular wallets such as Paytm, Amazon Pay, and others.
Cash on Delivery (COD): Available for select locations. An additional convenience fee may apply.
2. Payment Security
We prioritize the security of your financial information:
Encryption: All payments are processed through SSL-encrypted connections to ensure the safety of your data during transactions.
Third-Party Payment Gateways: Payments are managed by PCI-DSS-compliant gateways that adhere to the highest standards of security.
No Storage of Sensitive Data: We do not store sensitive payment details, such as complete card numbers or CVV codes, on our servers.
Payment Terms
Order Confirmation: Orders will be processed only after successful payment verification, except for COD orders.
Payment Deadlines: For custom or bulk orders, an advance payment may be required, as agreed upon during the order placement.
Failure of Payment: If a payment fails, you may reattempt the transaction or choose an alternate payment method. Orders not successfully paid for will not be processed.
Taxes and Fees
Pricing: All product prices listed on our website are inclusive of applicable taxes unless specified otherwise.
Additional Charges: Shipping fees, COD fees, or other charges (if any) will be displayed during the checkout process and included in the final amount.
5. Refunds and Cancellations
For details on refunds and cancellations, please refer to our Refund and Return Policy. Key points:
Refunds for eligible orders will be processed back to the original payment method within [insert timeframe, e.g., 7–10 business days].
COD refunds will be processed via bank transfer or store credit.
Fraud Prevention
We reserve the right to cancel any orders that appear suspicious or fraudulent.
Customers may be required to provide additional documentation for verification in such cases.
Disputes
In case of any disputes related to payments, please contact us immediately at: Email: yourname@wrapsnbags.com Phone: +91 99999 99999
Contact Us
If you have any questions about this Payment Policy or encounter any issues while making a payment, reach out to us: WRAPSNBAGS Address: 989, Chota Chipiwara, Chawri Bazar Phone: +91 99999 99999 Email: yourname@wrapsnbags.com
